Monday, April 29, 2024

Tuition & Financial Aid Independent School in NC CCDS

country day charlotte

On average, 85 percent of our students in Grades 7–12 participate on at least one interscholastic team in a given school year. Central to preparing our students for this world is creating a socioeconomically diverse academic community. Families who feel the full tuition cost is out of their reach should not hesitate to visit or apply to our school. We are here to help you determine the best options for your family with this important educational investment."

Official Statements

Whether demonstrated by the achievements of individuals and teams or the memories in the hearts of our student-athletes and coaches, our Bucs Spirit defines our success. Our four full-time athletic trainers support sports-related injuries for all our student-athletes. Student-athletes have the opportunity to build lasting relationships with their teammates and learn important life lessons while experiencing the pride of competing for their school.

Step-by-Step Process

Hoover was shot in his upper torso but is expected to make a full recovery, according to police. CMPD announced that Officer Joshua Eyer was shot in the line of duty Monday afternoon after assisting other officers with the apprehension of a suspect. Eyer was a six-year veteran and a member of the 178th Recruit Class. To help the loved ones of the CMPD officers and U.S. Marshals killed in the line of duty, you can show your support by visiting the Back the Blue NC GoFundMe here. A Stateville police officer was also hurt in the shooting.

Admissions Process

President Biden released a statement honoring the fallen officers. Charlotte Mecklenburg Schools confirmed four schools were on a modified lockdown due to the shooting. The schools were Devonshire Elementary School, Briarwood Academy, Cochrane Collegiate and Lawrence Orr Elementary School. Senior Aidan Hill had a big day for Charlotte Latin, winning the 100 backstroke and the 100 butterfly — the latter in record time.

Leader of prestigious south Charlotte private school is leaving, effective immediately, according to board chair

The shooting occurred at a home not far from the intersection of The Plaza and Milton Road. Officers questioned two people who were found inside the house during the standoff. CMPD said Tuesday those two people have not been charged with anything at this time.

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Corporal Casey Hoover was serving as a member of the U.S. Marshals Carolinas Regional Fugitive Task Force when he was shot in the upper part of his body. The CMPD SWAT team and MEDIC's mass casualty unit were among those who responded to the shooting scene. After officers shot Hughes, SWAT negotiated with the others inside the home. The fourth officer killed during the shooting Monday was identified by the U.S.

Step G: Track your application process.

The 23,000 square-foot Dowd Science Building includes eight science lecture/lab classrooms fully equipped to support the Middle School’s hands-on science program. We're committed to taking a whole-community approach to preparing our students to use the immense power of digital media to explore, create, connect, and learn, while limiting the perils that exist in the online realm. Now is the time to set aside our differences and focus on the physical and mental health well-being of those who protect and serve our communities. It is a time for unity and shared concern for our law enforcement family. Live on WBTV, Tyler Wilson described officers streaming into his home, including one officer who appeared to be a sniper using his window during an active shootout Monday afternoon.

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“We are deeply saddened by the tragic incident that occurred today involving multiple law enforcement officers. Our Atrium Health Carolinas Medical Center emergency department teammates immediately began providing care to the injured. We have also been extending emotional support to their families and colleagues.

Financial aid applications and all supporting documentation must be submitted by February 1 for prospective families and November 1 for current families. Learn more details about the online process to apply for financial aid. As you will learn through the admissions process, families find great value in the Country Day educational experience and the distinctive way in which we prepare our students for the future.

The Admissions process begins in the fall with Open Houses, campus visits, and meetings with the Admissions team. The Hance Lower School Learning Center combines an extensive collection of books and resources for digital literacy with storytelling and instruction rooms and reading nooks in the Media Center. The Design and Innovation Lab and the Makerspace engages young students with age-appropriate, hands-on problem-solving, collaboration, and design thinking. I want students to feel comfortable in my class, so I listen to them.

And it means taking additional action to combat the scourge of gun violence. Leaders in Congress need to step up so that we ban assault weapons and high-capacity magazines, require safe storage of guns, and pass universal background checks and a national red flag law. Police say as the task force tried to serve a warrant for possession of a firearm by a convicted felon, they were met with gunfire, and officers returned fire. During that shootout, authorities struck the suspect, identified as 39-year-old Terry Clark Hughes, and he was pronounced deceased in the front yard.

It is one of Charlotte’s oldest and most prestigious private schools. Our largest outdoor competition venue, Belk Stadium is home to our football and boys soccer teams in the fall and our girls soccer teams in the spring. Our Athletics program is a fundamental part of a Country Day education.

"Yesterday, eight families had to be told that their loved ones had been shot in the line of duty," Cooper said Tuesday. "It was news they'd hoped would never come. North Carolina and this country lost four heroes and saw four other heroes wounded." Charlotte Country Day’s main campus is located by the corner of Fairview and Carmel roads in south Charlotte, with a middle school campus father south off of Carmel, near Carmel Country Club.

It also fosters community for faculty and students to connect outside the classroom. In these trying times, Gaston County stands in unity with our local and federal law enforcement families. We are committed to providing support and assistance in any way we can. Statesville Police announced that one of the four other officers injured was among their own, Cpl. Casey Hoover, a U.S. Marshals Carolinas Regional Fugitive Task Force member.

From scientists and singers to ambassadors and activists, Country Day students are ready to pursue their talents and their passions. They advised that the threat was isolated to the area of 5000 Galway Drive but still asked residents to shelter in place. In response to the shooting, North Carolina Governor Roy Cooper traveled to Charlotte where he said he would meet with families and victims. Residents living near Galway Drive, which is located near Julian Underwood Park, were told to stay inside their homes until police were able to make the neighborhood safe around 5 p.m.

Friday’s girls’ high school basketball rewind: No. 6 Myers Park rolls No. 11 Ardrey Kell - Charlotte Observer

Friday’s girls’ high school basketball rewind: No. 6 Myers Park rolls No. 11 Ardrey Kell.

Posted: Fri, 05 Jan 2024 08:00:00 GMT [source]

He said there was no indication of any friendly fire. "The suspect had the upper advantage to the officers," Jenning said. "I do know that they were immediately met with gunfire," Johnny Jennings, the CMPD police chief, said Tuesday. "There's indication that the suspect saw them coming to the house prior to them getting to the front door." The North Carolina Department of Adult Correction identified Sam Poloche and Alden Elliott as two of the other killed officers.

Charlotte's Web 2 Movies on Google Play

charlotte web 2

The trough tipped up and then came down with a slap. There was a dull explosion as the egg broke, and then a horrible smell. Our work is created by a team of talented literature experts, to provide an in-depth look into books, like no other.

What is controversial about Charlotte’s Web?

During this time, Wilbur befriends Cardigan, a newborn lamb that is looked down upon by the other lambs and the younger sheep of his flock because he has black wool. Wilbur takes Cardigan under his wing and shows him the farm, the ways of animal life, and dangers to look out for. During this time, Wilbur befriends Cardigan, a newborn lamb that is frowned upon and made fun of by the other lambs and the younger sheep of his flock because he has black wool. These two central characters work together to save Wilbur’s life, crafting messages into Charlotte’s web, along with help from the other farm animals. Although this novel was written for and is still primarily read by children, it’s loved by readers of all ages around the world.

Charlotte’s Web

At first, he seems uncaring and cold, but eventually, he develops a fondness for Wilbur and appreciates Charlotte’s efforts to save Wilbur’s life. He gives Wilbur a safe place to live. Charlotte’s most notable trait is her selfless nature. She often puts others before herself, going out of her way to help Wilbur, even though it means sacrificing her own safety and well-being. Charlotte’s personality is characterized by her warm-heartedness, her strong sense of morality, and her unyielding loyalty. Her gentle and understanding attitude makes her an inspiration to readers, young and old.

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The main conflict of the story is finding a way to keep Wilbur from being slaughtered. This results in the plan to use Charlotte’s web to write messages to the farm owner. The two protagonists of the story are Wilbur the pig and Charlotte the spider. The former is generally considered to be the most important of the two. Then she summoned all her strength and waved one of her front legs at him.

Several Local Youths In ACT Production Of ‘Charlotte’s Web’ - Archbold Buckeye

Several Local Youths In ACT Production Of ‘Charlotte’s Web’.

Posted: Wed, 28 Sep 2022 07:00:00 GMT [source]

Watch classic movies and new releases on Blu-ray, 4K Ultra HD, DVD & Digital/Online Streaming!

Nobody, of the hundreds of people that had visited the Fair, knew that a grey spider had played the most important part of all. He carefully took the little bundle in his mouth and held it there on top of his tongue. He remembered what Charlotte had told him—that the sac was waterproof and strong. It felt funny on his tongue and made him drool a bit. And of course he couldn’t say anything.

Charlotte's Web Holdings files two SEC Form D documents - Denver Business Journal - The Business Journals

Charlotte's Web Holdings files two SEC Form D documents - Denver Business Journal.

Posted: Mon, 10 Sep 2018 07:00:00 GMT [source]

Parents' Ultimate Guide to YouTube Kids

She immediately bonds with him and with the other animals on the farm. She teaches Wilbur how to communicate with humans and continues to care for him throughout the story. All in all, the Zuckermans’ pigpen was the center of attraction. Fern was happy, for she felt that Charlotte’s trick was working and that Wilbur’s life would be saved. But she found that the barn was not nearly as pleasant—too many people. She liked it better when she could be all alone with her friends the animals.

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She wants her daughter to make friends with children her own age and not spend as much time with animals, though. White’s timeless classic Charlotte’s Web. Wilbur is a young pig who is about to be sent away to be slaughtered until he is saved by a small gray spider named Charlotte. Wilbur’s life is changed forever when Charlotte saves him, and he has a unique opportunity to learn and experience more than what he had ever imagined before. Mr. Zuckerman is the farmer who owns the barn where Wilbur lives.

charlotte web 2

Life in the barn was very good—night and day, winter and summer, spring and fall, dull days and bright days. Although he loved her children and grandchildren dearly, none of the new spiders ever quite took her place in his heart. It is not often that someone comes along who is a true friend and a good writer. Meanwhile, an evil fox named Farley comes and steals a chicken from the barn, and Wilbur is framed for the attack after trying to stop him.

The film centers around Wilbur, who lives on Homer Zuckerman's farm and is taking care of Nellie, Aranea and Joy (Charlotte's three daughters). He also must save his new friend, a friendly black lamb named Cardigan, from being eaten by an evil fox named Farley. Mr. Zuckerman took fine care of Wilbur all the rest of his days, and the pig was often visited by friends and admirers, for nobody ever forgot the year of his triumph and the miracle of the web.

Next day, as the Ferris wheel was being taken apart and the race horses were being loaded into vans and the entertainers were packing up their belongings and driving away in their trailers, Charlotte died. The sheds and buildings were empty and forlorn. The infield was littered with bottles and trash.

Aranea and Joy decide to stay with Cardigan, and the film ends as Wilbur has to babysit Templeton's children. Meanwhile, an evil fox named Farley comes and steals a hen from the barn, and Wilbur is framed for the attack after trying to stop him. Wilbur now must save his friend, and does so by trapping Farley in a "pig web". Charlotte is a grey spider with a white streak on her back, is one of the main characters in E.B. Wilbur quickly becomes a lovable character, with his naivety and innocence making him endearing to all readers.

Templeton is a rat who lives in the barn where Wilbur is kept and is often considered to be the antagonist of the novel. At first, he appears selfish and unhelpful, but as the story progresses, he becomes an important ally of Wilbur. Templeton helps Wilbur by finding materials for Charlotte’s web and by using his wily ways to trick other animals on the farm. White features some of the best-loved characters in the history of children’s literature—Charlotte and Wilbur. The film opens in springtime, the year after Charlotte has died.

“That’s a fine spider and I’m going to capture it,” said Avery. “I’m going to knock that ol’ spider into this box,” he said. “You’re certainly making a beautiful noise,” snapped the old sheep. Common Sense Media's unbiased ratings are created by expert reviewers and aren't influenced by the product's creators or by any of our funders, affiliates, or partners.

Sunday, April 28, 2024

Oceanside's Pour House owners have big plans for Firewater

pour house oceanside

The city recently stated that in five years its hotel room count will double.

Cinco De Mayo - Sunset Soirées [ House Music Del Mar ]

The Rassels are known for the Pour House, a South Oceanside restaurant/bar they opened five years ago which has done well with original live music five nights a week. Rassel accepts their new bar will not have music and must close by midnight. Those are the stipulations now mandated for any new bar at that address because of Firewater’s sketchy history. Oceanside Police said at the time that there had been numerous late night calls for service for fights and other problems outside the bar.

pour house oceanside

Atomic Music Group & Pour House present Hippie Death Cult (PDX), Supper

Eight years ago a Firewater bartender sold drugs resulting in a liquor license suspension and about that time there was a death that resulted from an assault by a Firewater bouncer and a separate stabbing. Also surprised by the Oceanside News storefront was landlord Tom Aldrich who owns the Firewater building and the three-story hotel next door that was built in 1888. He is spending seven figures to retrofit and renovate that all-brick hotel for a hoped-for 2020 opening. But what happens when and if the military-serving barber shops, dry cleaners, and military gear stores eventually get squeezed out of downtown Oceanside? “I guess they’ll just have to buy everything they need on base,” says Alexander.

Oceanside's Pour House owners have big plans for Firewater

San Diego Reader 2023 Music & Arts issue - San Diego Reader

San Diego Reader 2023 Music & Arts issue.

Posted: Wed, 29 Mar 2023 07:00:00 GMT [source]

I don’t even know if dive bar is a fair description because they have a great food menu as well. There is a small outdoor dining area with heaters and a larger outdoor dining area with no heaters. Very friendly, safe crowd and they have trivia on Monday nights.

Thursday Night Trivia at Prohibition Brewing

Major interior changes are planned. “We really like the way the Multnomah Whiskey Library in Portland looks,” says David Rassel about the interior feel he and wife Emily are looking for. The Rassels have agreed to take over the Firewater’s nine-year lease and to purchase its liquor license. All plans must be signed off by the ABC, the City of Oceanside, and Oceanside Police. A local couple have arranged to turn the old Firewater into an upscale cocktail lounge, similar in approach to the Polite Provisions in North Park or Nobel Experiment downtown. Both employ well-trained mixologists instead of bartenders.

Nearby Night Clubs in Oceanside:

Street parking only, but in this part of town is usually very easy. Jen and Coco are the absolute best, I'm always so glad to see them working! Food is great, and the burger always hits. Kitchen and bar are quick, and do a great job.

Americana/Country night w/ Kimmi Bitter, Alex Bergan ('24 SDMA winner, Best Folk Song!), Justin John Rodriguez. $10

pour house oceanside

“I have a four-year lease.” But with all the intense pressure to gentrify downtown, what if he gets a lucrative offer to buy out his lease, I ask. Besides I have two granddaughters, one grandson, and a niece who works here. I guess you call that nepotism,” he laughed. But not everybody is ready to give up on the old downtown Oceanside which has catered to Camp Pendleton Marines for 75 years. Witness Jerry Alexander who owns and operates GI Joe's Military Surplus right next door to the old Firewater. “The only way they will get me out of here is feet first,” says octogenarian Alexander who has been selling uniforms and medals to Camp Pendleton Marines for 50 years.

“That [Oceanside News] sign was cast in concrete so we’re not sure what we’re going to do,” says Aldrich. “If we were to move it we would need a crane. But we’re not sure what would happen if we did try to move it.” Aldrich removed the bar’s old drop ceiling and siding leaving its original brick walls exposed.

"Terrible Tuesday" All Vinyl DJ Night w/DJ Lexicon Devil

Love this place, will always bring it up when deciding plans for the night. The harsh way Firewater Saloon in downtown Oceanside was closed September 25 is not how the state Alcoholic Beverage Control (ABC) usually deals with bar owners it doesn’t like. Firewater owners were given a ten-day notice before armed-and-uniformed state ABC officers and Oceanside police officers came in and posted SUSPENDED signs in the window and confiscated any leftover liquor. The owners had 180 days to sell the license. The Pour House stage features an array of talent from throughout Southern California and beyond.

How To Buy A House With No Money Down 0% Down Loans

how to buy a house with no money down

Credit scores greatly impact your rates, mortgage prequalification and fees. Conventional loans typically require at least a 620 credit score to arrange a lower down payment and generally require PMI on any loan with a down payment of less than 20%. If you qualify for multiple down payment assistance programs, you could combine them to make up a larger down payment. Many of these programs don’t have restrictions that prevent you from lumping the grants together. In Pittman’s work with the NJHMFA and PRAB, she frequently helps homebuyers combine programs.

Options For A No Down Payment Mortgage

This phenomenon is known as "fiscal drag" and it's often called a stealth tax because it's not as noticeable immediately in your pay packet. The group, which includes Royal Bank of Scotland and Coutts, also reported an operating pre-tax profit of £1.3bn for the first quarter, down 27% from £1.8bn the previous year. Her charity has also been affected by those increased costs, with the electricity bill rising to £10,000 a month at their highest, to fund things like heated pools for alligators. She added people who want to get rid of the pets sometimes call zoos for help, which then call on her charity. "Status symbol" pets are being given up by owners who get scared as they grow up, an animal charity has said, with the cost of living possibly paying a part in a rise in separations.

Down Payment and Closing Cost Assistance Programs

USDA loans also go to those who qualify as having low or moderate income. But there’s a whole lot of wiggle room in the words “moderate income,” too, so check your state’s income limits. A conventional loan is any mortgage that’s not backed by a government agency. Lenders can originate these loans and sell them to Fannie Mae and Freddie Mac, which are government-sponsored entities that guarantee the majority of U.S. mortgages. Yes, it’s possible to put no money down on a house — depending on your situation, where you’re buying a home and the type of mortgage you get. This can be a relief if you’re struggling to set aside cash for a down payment.

CFPs weigh in: Here's the best place to put your money when saving for a house - CNBC

CFPs weigh in: Here's the best place to put your money when saving for a house.

Posted: Thu, 15 Jun 2023 07:00:00 GMT [source]

Home Equity Loan

Let’s look at some options you have when you want to buy a home without a down payment. We’ll also explore some low down payment alternatives and what you can do if you have a low credit score. Assess the market conditions and timing of cashing out investments, as this can significantly affect the return you receive. Consulting with a financial advisor can provide insights into the best strategy for liquidating assets without adversely impacting your long-term financial goals. If you’re having trouble saving up for a house, one of these strategies could help you make the minimum down payment needed for a home loan. For example, if you’re an American veteran, some lenders specialize in VA loans and can walk you through the specific advantages and stipulations of these no-down-payment loans.

They’re government-backed loans offered by traditional lenders, such as banks and credit unions. Putting no money down also means you’re starting with no home equity, meaning it will take longer to build wealth. Home equity is another way of talking about how much of your house you own; it’s calculated by subtracting what you still owe on your mortgage from the appraised value of the home.

And this protection is what allows lenders to offer so many low down payment mortgage options. Some loans are flexible and accept down payments entirely funded through gifts, grants, and loans. Home Possible mortgages may require mortgage insurance and buyers can cancel their policy when they reach 20 percent equity. It has fewer up-front costs and no permanent mortgage insurance requirements.

how to buy a house with no money down

First-Time Home Buyer Loans

You will also need to retrieve a Certificate of Eligibility (COE) confirming your service from your local VA office before you can apply for your loan. Both government-sponsored mortgage companies, Fannie Mae and Freddie Mac, offer a few conventional loan options with low money down. You could qualify for a zero-down mortgage depending on the purchase price, income requirements and other factors.

Types of lenders known for zero-down home loans for first-time buyers

Plus insurance, taxes, and homeowners association fees, if there are any, can also add significantly to the monthly cost of owning a home. The down payment is the portion of the home’s purchase price that you pay upfront and is not financed through a mortgage. The down payment directly reduces the amount of money you need to borrow for the home purchase. To close faster, your best move is to get pre-approved for a home loan before submitting an offer on a property.

Open House Red Flags: 10 Things to Look for When Buying a Home

The amount going toward interest gradually decreases while the amount going toward principal gradually increases. Each payment builds equity though and you will build equity faster if you start off with a larger down payment. PMI will compensate the lender if the borrower defaults on the loan. In most cases, borrowers pay for PMI as a monthly premium that is added to their mortgage payment.

Not available with any other discounts or promotions and cannot be retroactively applied to previously closed loans or loans that have a locked rate. Rocket Mortgage reserves the right to cancel/modify this offer at any time. If you lack sufficient savings for a down payment, lenders will allow you to use funds from other sources. Home buyer assistance programs offered by state and local governments can help eligible first-time buyers. You can also fund your down payment using gift money from relatives, a loan from your 401(k), cashed-out investments, or equity from another property you own.

Fractional investing is just a small sliver of the housing market—but it’s growing, and new companies continue to enter the market. The specific items you’ll need to cover when you close on your loan will vary depending on the lender you’re working with and the type of loan you’re applying for. As a general rule, you can expect to pay between 3% and 6% of the total value of your loan in closing costs. This means that if you’re borrowing $200,000 to buy a home without a down payment, closing costs will come out to around $6,000 to $12,000.

The big item is the down payment, of course; then there’s also earnest money and closing costs. Given that the median price tag on a single family home runs to nearly $455,000 (as of Q3 2022), the upfront costs can total a five- or even six-figure sum. Freddie Mac also offers a 3 percent down mortgage option for first-time homebuyers who qualify through its HomeOne program. The main difference between this loan program and Freddie’s Home Possible mortgage is that a HomeOne mortgage does not impose income limits. All the low-down-payment loan programs outlined above allow for gifts for your down payment, plus closing costs, up to a set limit. You should also check with your employer to see if they offer any homebuying benefits.

To qualify for these government-backed loans, applicants must meet specific service- or location-based criteria. Similar to this, USDA loans are intended for borrowers in rural and some suburban areas and also offer the benefit of no down payment. Additionally, government grants and loans are available to offset these initial costs. That makes it possible to buy a home with no money down, or very little money down. ✝ To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score.

In these cases, you can get PMI, which allows you to pay less than 20% for your down payment. PMI protects the lenders in case you can’t pay the mortgage and allows you to have lower down payments. A top agent who knows your housing market can help you identify and navigate local and national down payment assistance and loan programs. HomeLight can connect you with an experienced buyer’s agent who will walk you through the process of buying your first home. Talk to an agent to get a referral to a lender in your area who is experienced with combining assistance programs.

Saturday, April 27, 2024

Money: '£2,000 landed in my account' The people who say they're manifesting riches

how to buy a house with no money down

Ideally buyers would be able to put down at least 20% of the home price to avoid paying private mortgage insurance, but it’s not a requirement. With the median home price in 2023 at over $425,000, the average homebuyer would need $85,000 just for the down payment. Most mortgage companies will require you to provide proof of active homeowners insurance coverage before you close on your loan. The average cost of homeowner’s insurance in the United States is $1,848 annually, but the price you’ll pay may vary depending on factors like the location of your home, its value and your credit score.

Here's How Bad 2023 Was For The Top 20 Mortgage Lenders

However, borrowers must pay upfront and annual mortgage insurance premiums (MIPs), which vary depending on your repayment term. Department of Agriculture (USDA) and cater to low-to-moderate-income borrowers in qualifying rural areas. You can get approved for 100 percent financing, which means you won’t be on the hook for a down payment, but an upfront guarantee fee is.

Can you combine assistance programs?

Borrowers must also meet income requirements and pay two forms of mortgage insurance — an upfront premium and a monthly premium until the loan is paid off. A RealtyTrac report found that eligible homebuyers saved an average of $17,776 using down payment assistance programs. That breaks down to an average savings of $5,965 on the down payment, and an average savings of $11,801 on monthly payments over the lifetime of the loan.

Can you buy a house with no down payment?

How to Buy a House with No Money Down in 2023 - Credible

How to Buy a House with No Money Down in 2023.

Posted: Tue, 14 Feb 2023 08:00:00 GMT [source]

Learning how to buy houses with no money takes some research, but could be well worth your time. With a VA or USDA loan, down payment assistance, gift money, or lender credits, it is possible to obtain a no money down mortgage. Your debt-to-income ratio (DTI) refers to the percentage of your monthly income that goes toward paying off debt. Since lenders look at DTI to make lending decisions, having a high DTI can keep you from qualifying for other loans in the future. In general, you may qualify for a better interest rate with a higher down payment, which reduces the overall cost of your mortgage over time. Even a .25% reduction in your interest rate could save you thousands of dollars over the life of your loan.

What is a no-down payment mortgage?

We’ll break down the need-to-know on conventional loans and low-down-payment home loan options. The offers that appear on this site are from companies that compensate us. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you. A credit score between 500 and 620 is needed for a home loan, but a higher credit score will lead to a lower mortgage interest rate and monthly payment.

Fannie Mae and Freddie Mac loans

how to buy a house with no money down

Here are some of the most popular mortgage options that require no down payment or just a little money down so you can achieve homeownership sooner rather than later. This covers 91 percent of the U.S., including rural areas, small towns, and suburbs. Under standard guidelines, borrowers must have a debt-to-income ratio of 43 percent or less to qualify, but FHA may allow ratios up to 56.9 percent with compensating factors. There are also no minimum personal contribution requirements for the down payment.

Step 1: Apply for a zero-down VA loan or USDA loan

It’s specifically designed to benefit first-time home buyers who are also public servants, such as teachers, firefighters, law enforcement officers, and emergency medical technicians. The program enables qualified applicants to purchase homes in designated “revitalization areas” at a significant discount—often as much as 50% off the list price. Some buyers who qualify for conventional financing can get a more favorable rate with an FHA loan because FHA doesn’t adjust rates for buyers with lower credit scores. Finally, VA mortgage rates tend to be the lowest of any home loan program. This is usually the cheapest mortgage option for eligible veterans and service members.

Qualify for a lower interest rate

how to buy a house with no money down

After three years of living in the home as a primary residence and making on-time payments, they’ll forgive this second mortgage. When HUD acquires ownership of an eligible home in a revitalization area, they list those homes for 50% of the market-value price. However, they’re exclusively open to GNND borrowers for the first seven days, so you’ll have to stay on top of their listings to snag one. If more than one qualified borrower applies for a property, you’ll be entered into a random lottery, and HUD will pick the applicant who gets the house. The US Department of Agriculture offers loans for borrowers in rural areas.

Get a no-closing-cost mortgage

The alternative entails a low-down-payment mortgage with additional down payment assistance to cover your upfront costs. FHA and conventional loans are available with just 3% or 3.5% down, and that entire amount is allowed to come from down payment assistance or a cash gift. While there are options for first-time home buyer loans with zero down, not everyone will qualify for one. But it may still be possible to buy a house without paying money down if you choose a low-down-payment mortgage and use a government grant or loan to cover your upfront costs.

Down payment for a second home in Canada: How much do you need? - MoneySense

Down payment for a second home in Canada: How much do you need?.

Posted: Fri, 03 Nov 2023 07:00:00 GMT [source]

These loans are offered only in towns with populations of 35,000 or less. So don’t write it off until you check whether the area you’re eyeing (or something nearby) qualifies at USDA.gov. However, to qualify for a no-down-payment mortgage, you’ll need to meet certain criteria. Specifically, you might need to purchase a home in an eligible rural area to get approved for a loan backed by the U.S.

Conventional loans aren’t backed by the government, so lender requirements may vary. The current mortgage loan limit is $766,550 for single-unit homes in most U.S. counties. Freddie Mac’s Home Possible loans offer low down payment mortgages with a minimum 3 percent down payment.

Charlotte Tilbury Glow Toner Review 2022

charlotte tilbury glow toner

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CHARLOTTE'S RECOMMENDED SKINCARE ROUTINE

Charlotte Tilbury fans snapping up 'luxurious' new £12 cleanser that gives 'spa glow' - Liverpool Echo

Charlotte Tilbury fans snapping up 'luxurious' new £12 cleanser that gives 'spa glow'.

Posted: Thu, 29 Feb 2024 08:00:00 GMT [source]

I’d say if you were wanting to use it just once per day, then night time would be the most appropriate for a really thorough cleansing process. This is slightly tricky because, as it is acid free, it has been formulated to be more gentle than a classic exfoliating toner, and in this respect, should be good if you are sensitive. I’ve given this product 3 stars as personally I just didn’t get it / notice any change. It’s a thick consistency and a little goes a long way. The smell is gorgeous and it went on nicely. But I didn’t notice a long term difference / feel much difference.

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charlotte tilbury glow toner

Once the moment of truth came — that is, after buffing out the rosy-pink liquid formula with my Real Techniques Expert Face Makeup Brush — the pink pigment seemed to have disappeared… but not entirely. What remained was a very subtle hint of pink and some barely-even-there sparkles smattered on the high points of my cheeks and the bottom corners of my forehead. I'm not really partial to base products with a vibrant color payoff and lots of sheen, so I was glad that this product didn't look as intense as it did straight out of the tube.

Can it be used daily?

Fragrance (parfum) comes 13th on the ingredients list. There is also LIMONENE, CITRONELLOL, GERANIOL, LINALOOL, CITRAL, EUGENOL much lower down on the ingredients list, used as low level fragrance. However, having said that, it is acid free but it does contain fragrance. So if you are particularly sensitive to fragrance, then this may not be for you. It also contains an alcohol form, Benzyl Alcohol whose primary function is to act as a preservative, but it is considered to be minimally sensitising.

My Review of Charlotte Tilbury Glow Toner

Los Angeles-based makeup artist Robin Black's philosophy on highlighters pretty much summarizes how this beauty wand worked its magic on my face. "It has the added benefit of giving a dewy, fresh look to the skin and can help makeup look less makeup-y," she previously told Allure. The formula contains a couple of ingredients designed to boost the skin’s natural exfoliation process without using any added acid exfoliators. There’s a Prickly Pear Extract (Exfolactive) that boosts natural exfoliation and also a Peptide that boosts cell turnover.

How To Buy Charlotte Tilbury's New Glow Tonic In The UK - Bustle

How To Buy Charlotte Tilbury's New Glow Tonic In The UK.

Posted: Thu, 16 Jun 2022 07:00:00 GMT [source]

It smells lovely and applies well, hydrating my skin and making it look glowy. I like this toner for boosting my usual skin care stuff and keeping my skin really hydrated throughout the day especially on non-make up days. It also makes a great smooth base for make up. I really rate all of the Charlotte tilbury skincare I have tried and this lives up to the brand’s high standards. Formulated with niacinamide to help smooth skin and reduce the appearance of pores, this toner also contains sodium hyaluronate to help skin retain moisture.

Packaged in a recyclable bottle, Charlotte Tilbury Glow Toner works to boost your skincare routine to provide the best results. Where reviews refer to foods or cosmetic products, results may vary from person to person. Customer reviews are independent and do not represent the views of The Hut Group. All products are independently selected by our editors. If you buy something, we may earn an affiliate commission. Please remember that results will vary from person to person.

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charlotte tilbury glow toner

Like I mentioned, there's currently a wait list of over 50,000 eager shoppers, but if you're unable to get your hands on it, the beauty wand is luckily still available in the shade Peachgasm. Contrary to its light-catching pink tube, this highlighter doesn't exactly scream blinded-by-the-city-lights glam; its subtlety makes it more suitable for everyday wear. Even though its radiance may not compare to the brightness of the sun's rays, you'll definitely notice a difference in your complexion's luminosity if you go without it. This highlighter's pink-meets-red hue also doubles as a blush for light and medium skin tones, and if you're always in a rush like me, you'll appreciate this product's multitasking abilities when time is of the essence. As it has been formulated for use as a classic toner, and not an essence, I have been using it as the post-cleanse step, splashed on to a cotton pad and then wiped over clean, dry skin.

An extract from the prickly pear cactus flower, Exfolactive, supports the skin’s natural exfoliation process, while Poretight, a red clover flower extract, works to reduce the appearance of enlarged pores and uneven skin. Apply morning and evening to clean, dry skin using a cleansing pad or press on using your hands and follow with the rest of your skin care. Create a natural-looking glow with Charlotte Tilbury Glow Toner, an acid-free toner that works to refine pores while smoothing and hydrating skin. It gently resurfaces and preps skin for the remainder of a daily skincare routine. Apply morning and evening to clean, dry skin using a cleansing pad or press on using your hands and follow with magic skincare. The Charlotte Tilbury Glow Toner is designed as a post cleanse step.

We're proud to say that all customer reviews are independent, authentic and do not represent the views of Cult Beauty or The Hut Group. If anything, it adds a light layer of hydration while balancing the skin. It has a similar smell to that of most Charlotte Tilbury skincare – a kind of floral scent that you will be used to if you use other CT products. I find that the action of the cotton pad swept across the skin ensures skin is completely clean and ready for the next post-toning steps. For the latest information, it is recommended to review the ingredient list printed on the packaging of the product prior to usage or consumption.

You should cleanse your skin, and then apply it on to dry skin. An essence if you use one, serum, moisturiser, SPF (day). Step into the world of professional make up artistry with Charlotte Tilbury. Famed for gracing the faces of A-Listers including Bella Hadid and Kate Moss, Charlotte developed her eponymous brand by fusing Hollywood finishes with easy-to-use formulas. Brimming with skin care ingredients, the Glow Toner is a multi-tasking marvel that reduces the appearance of pores and resurfaces skin to reveal a moisturised, brighter complexion. You can finally get Charlotte Tilbury's beloved Beauty Wand in Pinkgasm for $38 at charlottetilbury.com.

TRACKED $7Free on all orders over $50Receive your order in 7-11 working days.

You acknowledge that you, not Space NK, are responsible for the contents of your submission. I purchased this to change up from my normal Elemis toner, firstly the scent of this is beautiful and it feels really lovely to actually use the product.I’ve noticed a notable difference in my skin tone and glow in my skin after using. The product is expensive but in my opinion worth it. But don't get me wrong — it was even better than what I originally thought.

The Charlotte Tilbury Glow Toner has a soft milky texture that I really like. It is not a clear solution like many traditional toners and I love that it has Niacinamide in, which my skin really likes and I find great on enlarged pores. This isn’t a full review as such, as I have only tried this out for a few days, but I have looked into the ingredients, and what the product aims to do and am giving you my thoughts based on that and how I have found it on my skin. I have also taken questions from Instagram and answered them, so I think you will find this useful. Due to the hype surrounding this product, I was anxious to get this highlighter on my face.

Wednesday, April 24, 2024

BART To Pier 27 In San Francisco West Coast Departures Cruise Critic Community

san francisco cruise terminal pier 27

Inside the main San Francisco cruise terminal, there’s a seating area on the second level. You'll find 2.5 acres of public open space located outside of the Embarcadero end of the terminal at Cruise Terminal Plaza. It offers a lawn with 50 benches along with views of the Bay, Treasure Island, the Bay Bridge, Financial District, Telegraph Hill and Coit Tower. There, take the Blue-S Line to Montgomery St. in San Francisco and either transfer to the F streetcar to The Embarcadero & Sansome St. or take a taxi right outside the BART station. Ships can plug into the Port’s 12-megawatt shore power system to receive the cleanest source of power.

Port of San Francisco Parking

From the berth, vessels can plugin directly to the grid which allows full onboard operations without using the diesel engines (being shut down right after docking). The Japanese company has installed such shore-power systems in ports Los Angeles CA, Juneau AK, Goteborg, Travemunde, Livorno, Genoa. Prepare for a comfortable and stress-free stopover at the San Francisco Cruise Ship Terminal by considering potential weather conditions and related travel considerations. Wheelchairs should be requested via your cruise line or travel agent, not at the terminals as they don't have them available. There is also the option to rent wheelchairs from Cloud of Goods, which will deliver to you wherever you are at the Port of San Francisco.

Guidance on Packing for Different Weather Conditions

Larry Wilson: The pols and the realities of Prop. 47 - The Pasadena Star-News

Larry Wilson: The pols and the realities of Prop. 47.

Posted: Sat, 13 Apr 2024 07:00:00 GMT [source]

Fairly inexpensive and affordable hotels can be found in the Marina District around Lombard Street, but this area is a bit further from the most popular tourist areas. When your inbound flight arrives late or when you have an early flight the next morning, it can be very convenient to stay near San Francisco airport or Oakland international airport. The new Pier 27 cruise terminal is operational since August 2014. It features a new modern building, electric shore-to-ship power, large holding areas, customs screening. Currently, the cruise port handles up to 80 ship calls and around 200,000 passengers. In 2013, the Princess Cruises ship Grand Princess became the first-ever liner home-ported in San Francisco for year-round turnaround operations.

san francisco cruise terminal pier 27

San Francisco Cruise Ship Terminal: Tour Booking Essentials

You can take a cab from BART to the terminal, or the F Street car, which may the biggest hassle with your bags. I checked BART and see you get off at the Embarcadero station. I have gone out of Pier 35 a couple of times and always had a Limo with family.

What to Know About Cruises from San Francisco

London Breed touts San Francisco progress in State of City Politics sfexaminer.com - San Francisco Examiner

London Breed touts San Francisco progress in State of City Politics sfexaminer.com.

Posted: Thu, 07 Mar 2024 08:00:00 GMT [source]

The Port of San Francisco hosts more than 100 cruise ship calls and 400,000 passengers every year. The main terminal is located at Pier 27, while the nearby Pier 35 building is used at busy times, but typically only for transit ships, not embarkation. The San Francisco cruise port offers easy access to popular attractions including Pier 39, Fisherman's Wharf and the Ferry Building. Pier 27 is located on the northern waterfront of The Embarcadero. The terminal is approximately 20 minute walk from the Embarcadero BART/Muni station. The nearest public transit is the F Historic streetcar (The Embarcadero/Sansome stop).

Car Rentals in San Francisco

In September 2007, the Mayor formed a panel that recommended that the Port of San Francisco develop a new, primary cruise terminal to meet the increased demand for cruise ships. The panel selected Pier 27 to be the primary site because it would be the most cost-effective and strategic location on the San Francisco waterfront. The site is located at the intersection of The Embarcadero, Lombard Street and Battery Street. SFO is a larger airport, having many international and domestic flights daily, including those from Delta, Southwest and JetBlue. Extend your cruise vacation, and simplify your travel plans with a hotel stay at the beginning or end of your cruise. With a Cruise Plus Hotel Package, a Princess representative meets you at the airport and pier, transporting you to and from your hotel.

Public Transit from San Francisco International Airport to the Port of San Francisco

The terminal is available as an event space during non-cruise days. One of the nearest hotels is Hotel Zephyr San Francisco (0.4 mi or 8 min. walk from Pier 35). Here are some ideas for where to go during your perfect day on the waterfront. Visit Alcatraz, the Golden Gate Bridge and Muir Woods National Monument. In the birthplace of blue jeans, shop boutiques on Market Street, or find the perfect souvenir at Pier 39.

San Francisco Cruise Ship Terminal: Stopover Essentials

Room rates at Fisherman’s Wharf can be generally higher than in other areas of the city. This innovation reduces the ships’ emissions at the cruise terminal. Prioritizing your safety and well-being is crucial during any stopover. By being aware of emergency exits, evacuation procedures, and medical assistance options, you can enjoy your time at the San Francisco Cruise Ship Terminal with peace of mind. Don't believe what Google Maps tells you -- there is unfortunately no parking directly at the San Francisco cruise terminal.

Choose from a four-day cruise from San Francisco to Vancouver or a five-day voyage through the Golden State. Start your cruise from San Francisco by sailing under the Golden Gate Bridge and into a sea of opportunity. Venture north to relive Alaska’s gold rush history, or head south to bask in the beauty of the Mexican Riviera. Tour the California Coast on a 4-day cruise from San Francisco, or explore the Hawaiian islands on a 15-day cruise.

When embarking on your cruise adventure in San Francisco, Pier 27 and Pier 35 are your gateway to the sea. These departure points, located along the dynamic San Francisco waterfront, offer distinct features that promise a unique start to your maritime journey. The terminal is a 21st century new fresh face for the cruise line visitor designed to stream line the embarking and debarking exercise and enhance their visit to San Francisco. The San Francisco cruise terminal is at Pier 27 (it was at Pier 35).

San Francisco cruise port handles over 70 cruise ships with around 200,000 passengers annually. The city has population over 870,000 (metro around 4,7 million) and is known as ”Everybody’s Favorite City” because of its diverse communities and cultural attractions. The port of San Francisco has a few piers, including a new cruise terminal – the James R. Herman at Pier 27, which is located in the Embarcadero district San Francisco. Located close to shopping, restaurants and the iconic Fisherman’s Wharf, ...

Very popular hotel within walking distance of Union Square in downtown San Francisco CA. You can shortcut a little by angling up at the Hyatt but if you are not sure where, walk to the Ferry building and then turn left. You will pass lots of street vendors on Market and can grab a drink at a number of spots along the route if you are so inclined. Have done BARt to or from the current cruise terminal at Pier 35 a number of times and am looking forward to the new Pier 27 as it will shorten the distance. The Panama Canal is a true engineering wonder, but even more spectacles lie ahead when you cruise from San Francisco aboard the #1 cruise line in the Canal.

Piers 30/32 is less than one mile away from the Ferry Building on The Embarcadero, between Bryant and Brannan streets. It is accessible by vehicle, on foot, or Muni light rail (The Embarcadero/Brannan stop). Walking from the Ferry Building, it is about a 20 minute walk to the pier. Parking for the cruise terminal is listed below, but be sure to check out things to do and restaurants near the cruise terminal in San Francisco. On January 10, 2019, was inaugurated the ferry service from Richmond CA to downtown San Francisco. Ferryboats depart from Richmond's new (USD 20 million) ferry terminal adjacent to The Craneway Pavilion.

Don't overlook the museum shop at the Exploratorium (Pier 15), especially when you're looking for gifts for young ones. It's got oodles of fun and surprising educational toys and books. Plus, it's only an eight-minute walk from the Port of San Francisco. For ridesharing services like Uber and Lyft, you'll need to meet your driver on the airport's Departures level. If your luggage isn't too heavy and you're new to San Francisco, its an amazing walk along the Embarcadero.

Port San Francisco is managed by San Francisco Harbor Commission (appointed by the city's Mayor). As you prepare to embark on your cruise adventure from the San Francisco Cruise Ship Terminal, let’s recap the key points from this guide and inspire you to confidently set sail. Explore San Francisco with convenience and style, and don’t miss the opportunity to join Dylan’s Famous Tour for an enriching and delightful adventure through the city’s most iconic sites.

Why Are People Hiding Ducks On Cruise Ships And How You Can Join In The Fun

ducks on cruise ships

You can hide a cruise duck on any cruise line, from Disney to Royal Caribbean to Carnival and more, from the biggest cruise ships to the smallest. Cruise ducks can be hidden anywhere but the cruise shop (because you don’t want to unknowingly steal a duck, thinking it was a cruise duck) or any of the pools or hot tubs, for safety reasons. Make sure not to hide cruise ducks in areas like pools, hot tubs, shops, or the ocean. Additionally, place ducks where they can be easily found and reached by most passengers, without the need for climbing or moving objects, to keep the game fun and safe for everyone.

When did people start hiding ducks on cruise ships?

If you're lucky enough to find a duck on a cruise ship, you can either keep it or re-hide it for another passenger. Firstly, never hide ducks in places like pools, hot tubs, shops, or the ocean. For example, someone might get hurt trying to get a duck from a pool or hot tub, or it could look like theft if a duck is found in a shop. Also, accidentally dropping ducks into the ocean is harmful to the environment. Fortunately, there are many great nooks and crannies to hide ducks. In stairwells and elevators are favorite spots, as are nestling ducks into potted plants or balancing them on sculptures, artwork frames, or statues.

Cruising Duck Game Rules

Then, either keep your new friend to take home with you as a souvenir or re-hide it according to the below rules.

One Major Cruise Line Now Discouraging Cruising Ducks - Cruise Hive

One Major Cruise Line Now Discouraging Cruising Ducks.

Posted: Fri, 05 Jan 2024 08:00:00 GMT [source]

Cruising Ducks, what are all the rubber ducks on cruise ships?

ducks on cruise ships

This means avoiding private spaces such as restrooms, locker rooms, spa areas, and anywhere food is served, to maintain cleanliness and sanitation. Also, the ducks you hide shouldn’t be placed too high or in hard-to-reach areas, so they’re accessible to most passengers without the need to move things around. Many guests also choose ducks with themes to match their hometowns – cowboy ducks for Texas cruisers, for example – or to represent their favorite sports teams, careers, animals, or military branches. Some ducks are used to help raise awareness of individual causes, or to celebrate a special someone. A duck tag is essential for bringing your cruise duck to life and sending it on its journey.

What should you do if you find a cruise duck?

Unofficial blog about Royal Caribbean cruises - Royal Caribbean Blog

Unofficial blog about Royal Caribbean cruises.

Posted: Wed, 10 Apr 2024 07:00:00 GMT [source]

Some cruisers recall finding rubber ducks on cruises as early as 2015. Although it wasn’t until Abby’s initiative in 2018 that the activity exploded in popularity. Since then, it has become a global phenomenon, with people from all corners of the world participating in the joyous pursuit of hiding and discovering these rubber ducks. Cruise ducks trace their origins back to the popular hobby of geocaching, where people hide small items or trinkets for others to find. This practice has evolved within the cruise community, where travelers began hiding rubber ducks around the ship for fellow passengers to discover. One of the most popular ways my fellow cruisers engage with each other is through Facebook groups.

The Davis Family and Cruising Ducks

Popular cruise duck themes and designs include nautical themes, pirates, mermaids, tropical designs, and holiday-themed ducks. Some enthusiasts even create ducks representing specific ports of call or the cruise ship’s name. I’ve learned that finding cruise ducks can be a fun activity during a sailing. The key to finding them is knowing where to look and how to approach the search. As a seasoned cruise duck enthusiast, I’ve picked up a few tricks for hiding ducks cleverly and creatively onboard a cruise ship. These factors contribute to the overall vitality of the cruise duck community on a personal and social level.

People take small plastic or rubber ducks and hide in various cruise ship areas. The cruise tradition creates a mini-scavenger hunt for passengers to participate. A cruise duck is a small rubber duck that gets to take a big vacation aboard a cruise ship. These colorful toys may be plain or themed, and may even be homemade or decorated. They are hidden around cruise ships in a fun, passenger-led game of hide-and-seek.

Just remember to follow the rules and guidelines, and feel free to join in on the fun, whether you’re hiding ducks or searching for them during your cruise. For more experienced duck fans, they offer a wide variety of options, such as themed ducks, bulk rubber ducks, and even customizable duck sets. Just type “cruising ducks” in the search bar to find the perfect ducks for your trip.

It’s similar to Jeep ducks, another hide-and-seek activity with toy ducks. Cruise ducks are a fun and popular activity where passengers hide rubber ducks around the ship for others to find. To participate, you can get special duck tags and passports by joining the ‘Cruising Ducks – Original Group’ Facebook group, which offers them for download. However, there are important rules to follow when hiding your ducks to ensure everyone’s safety and enjoyment. Cruising ducks originated as a fun, interactive game where passengers hide and seek small rubber ducks around the cruise ship.

Of course, it doesn’t take long for a cruise company to spot something they might be able to make a profit from. Many cruise ship gift shops now offer exclusive, themed cruising ducks that you can purchase. They hid 7 ducks per day, and as the cruise went on they started to spot people who were clearly looking for the ducks. This one fun little cruise activity gave birth to the cruising ducks craze we see today. They thought it would be a fun idea to bring 50 rubber ducks along on their 7-day cruise and hide them around the ship for others to find. Sure, the classic bathtub-style rubber duckie is going to be a fun treat to discover but the practice of hiding and searching for cruise ducks is about finding something special and creating smiles.

They hid several each day and watched as people of all ages started to find the ducks with excitement and happiness on their faces. The act of hiding and finding cruise ducks has become more than a simple game. It has become a social cause, fostering an environment of kindness and happiness amongst passengers. I have come across numerous themed ducks that make the entire experience more fun and engaging for cruise ship passengers. Let me share with you some of the most popular and creative variations that can be found on board a cruise ship.

Other people get really creative by knitting or crocheting their own ducks. According to Cruising Ducks, mother-daughter duo Ashley and Abby Davis hid rubber ducks on their 7-night cruise out of Galveston, Texas. I'm a global nomad at heart, and the dedicated editor behind CruiseGear.

Cruise Radio prioritizes well-balanced cruise news coverage and accurate reporting, paired with ship reviews and tips. New and seasoned cruise duck enthusiasts can join these groups, participate in discussions, or ask questions. With platforms like Facebook and Instagram, enthusiasts have found a resourceful way to connect and share their passion for these adorable ducks. The page is also a great resource, especially for those looking for templates for the “Passports” many use to tag their ducks. For example, consider hosting a “duck race” where passengers buy a duck, and all the ducks are placed in a pool.

Monday, April 22, 2024

Cruises Cruise Vacations Find Best Cruises

cruise locations

When it comes to planning the ultimate getaway, there are so many reasons why cruise vacations rank among the most popular travel options. If you’re not a planner, or if the only things you’re looking to focus on during your getaway is savoring great food, relaxing, and soaking up the sights, cruise vacations are the way to go. A cruise vacation is also a great option if you’re traveling with the whole family, especially when you opt for a Royal Caribbean cruise. All of the ships in this cruise line’s fleet offer family-friendly experiences for guests of all ages.

Planning a Mini-Vacation from Los Angeles

There’s a whole world waiting to be explored, and you’re just a click away from an unforgettable journey. Whether you’re planning your vacation from scratch, ready to book or want financing options, we’ve made it easier than ever to plan and book your cruise vacation. Traveling with a group of friends or family, celebrating a special occasion, or looking to extend your stay in one of your favorite departure or arrival ports? All the information you need on how to plan your cruise is right here.

Royal Caribbean Cruise Deals Guide

Let Princess pick you up from the airport and take you directly to your ship or hotel when you arrive, even if you didn't book your airfare through us. Pamper yourself in the Lotus Spa® with a massage, facial or manicure, and feel renewed. Enjoy The Sanctuary, a lounge just for adults, where you can relax with a light meal, specialty drink and al fresco massages while digging into that novel you've been looking forward to reading. If you prefer your relaxation more active, we offer Zumba, yoga and tai chi classes to burn off stress and raise your heart rate. Mayan ruins, exciting eco adventures and the friendly spirit of Jamaica await in the Western Caribbean.

Sailing with your crew

As well as these major industry awards, MSC Cruises named Cruise.com Online Partner of the Year and many other cruise companies have celebrated our years of service to the cruise travel industry. Earn your wilderness badge as you cruise between the Alaska glaciers, pan for gold in prospecting towns, and trek across the rugged tundra on an Alaska vacation. And savor a burst of flavors throughout culture-rich ports in the Mediterranean, the British Isles, Scandinavia and beyond on an unforgettable cruise through Europe.

The 5 best destinations you can visit on a Royal Caribbean cruise - The Points Guy

The 5 best destinations you can visit on a Royal Caribbean cruise.

Posted: Thu, 14 Mar 2024 07:00:00 GMT [source]

Here are some fun European cities to visit on your next European cruise — plus tips to make it a memorable, stress-free experience. Here are the most beautiful travel destinations to visit during the holidays around the world. Explorer of the Seas is a great choice for the best family vacation. Take your best European vacation with access to the top secret vacation spots to visit when traveling in Europe. Plan the best spa getaway possible with experiences being tailored to suit your vacation needs. Rest and rejuvenate in exotic destinations around the world.

cruise locations

Do it all in just a few days on a short Caribbean cruise. The laid-back Eastern Caribbean is home to many of the region’s most popular islands — gems like St. Thomas, St. Maarten and Grand Turk. Known for world-famous beaches, stingrays and limitless water activities, this is the perfect option for a sunny Caribbean cruise vacation, reconnecting with loved ones.

Family Vacation Cruise Ideas for the Holidays

Whereas for many years solo cabins were usually interior grade, there are now oceanview and even balcony cabins available for solo travelers on some lines. Some ships offer cabins with direct access to the promenade deck, while the largest ships, including MSC World Europa, offer balconies overlooking an internal courtyard or promenade. Here’s how to select the best cruise ship cabin for your needs, whether you're seeking breathtaking views, peace and quiet, convenience, or the best value. Get the latest cruise deals and vacation specials sent straight to your inbox.

8 Best Cruise Ship Spots to Enjoy Sail Away - Cruise Critic

8 Best Cruise Ship Spots to Enjoy Sail Away.

Posted: Wed, 13 Dec 2023 08:00:00 GMT [source]

✔ Decide Your Itinerary & Book

Uncover what you might not know about this tiny and fascinating country as you travel. Most people tend to focus on the Caribbean for summer cruises, but an Alaska summer vacation can be a great option, too. The Northeast is a must-visit destination for travelers who love food, culture, history and the outdoors. Don't know the differences between the Caribbean islands? Here's how to choose between eastern vs. western Caribbean cruise itineraries for your dream vacation. When you're planning a weekend away, packing is incredibly important.

Families might look for cabins with connecting doors or extra bed options. If budget matters above all else, an interior cabin is a wise choice. You could also save money by booking a saver fare offered by some cruise lines.

These are some of the top spots for Grenada snorkeling near St. George's cruise port. Whether you're curious about Alaska native culture or other Alaska traditions, here's how to make these an integral part of your trip up north. Even if you plan to lose yourself in your next cruise, you'll want to stay connected. Here's what you need to know about Royal Caribbean Wi-Fi .

See the kids’ vlog of their experiences in Camp Discovery and adventures ashore, and watch the parents tackle cruise myths in their vacation recap. The culture and history of the Caribbean is rich, varied and deep. Walk the docks that once harbored the greatest fleet in the world at Nelson's Dockyard, taste and hear the deep West African influences in everyday Caribbean life, and experience the uniqueness of each island.

Did you know some abbeys in England are still open for visits? This guide will help you discover the most glorious and influential abbeys in England. From the mainstream French and Italian Rivieras to secluded idylls in the Balkans, your search for the best Mediterranean beaches ends here. The combination of Caribbean festivals and local holiday foods will make it a vacation to remember. Cruises from Venice can be a gateway to discovery — and not just of the places you sail to.

Skinny nightstands on either side of the bed held lamps, charging ports, and a room phone on one side. I booked a mid-tier room — a step above interior staterooms, which have no window. It's a category below staterooms with a balcony, and two steps below a suite.

When booking a cruise on Cruise.com you can select your preferred cruise line, destination and many other search options to find the best cruise for your next vacation. Our agents are experts in cruising and are available 24/7 in case you prefer to book over the phone. As one of the largest cruise sellers Cruise.com is able to offer our clients exclusive discounts, onboard credits, upgrades and many other valuable amenities. Call now to get the best cruise deal on your next vacation. As one of the largest cruise ships, the Oasis of the Seas offers an abundance of free onboard cruise experiences and attractions for everyone on vacation.

Sunday, April 21, 2024

Port Adventures Await!

carnival cruise line port in belize

T-Mobile offers unlimited data at up to 2G speeds at no extra cost. As mentioned already, public transportation in Belize is far from acceptable. Renting a car is really the only option to travel around the country. The following car rentals can be booked online and are within walking distance of the cruise terminal. Belize City, the country's largest urban center has a few interesting landmarks and is just around the corner from the cruise terminal but is not particularly appealing (nor safe) to explore on your own.

Belize City, Belize

Cruise travelers will find in the terminal building all basic services and modern amenities, many typical shops found all over the Caribbean and a few restaurants. Getting to the mainland will be easy with visitors able to get a short tender ride from the international port of entry at Port Coral to the terminal at North Drowned Caye. From there, guests can get to the mainland via a vehicle causeway which is open to the public. Carnival Cruise Line is in the process of developing a major new cruise destination on the island of Grand Bahama, and now the company has revealed more details on the project. A cruise to Belize as you have witnessed is nothing short of amazing and definitely never boring.

Belize City - user reviews and comments

The sanctuary is one of the best bird-watching spots in Central America and lies 59 km/37 miles (a 1h 15-minute drive) southwest of the cruise port in Belize. Most luxury cruise lines include shore excursions with the cruise fare. However, Silversea is the only luxury cruise line calling at Belize City and offering 10 cruise excursions.

Things to Know When You Cruise to Belize

An authentic Belizean lunch provides a delicious closing chapter to this exhilarating excursion. With a rich history that stems back thousands of years, a cruise to Belize offers a rare glimpse of monuments, ruins and remnants of civilizations past that will fascinate and capture the imagination. The official staple food of Belize is rice served with fried chicken and beans. Enjoy this delicious meal at any of the restaurants found in the country like Nerie’s Kitchen. For a seafood, delicacy try the smoky mermaid located on cork street.

Crystalline rivers flow through impressive lowland jungles, home to wildlife of various stripes. (And various spots.) Silky-sand beaches, waving palms and colorful coral gardens are just part of Belize’s natural wonders. And they’re all yours to explore when you take a cruise to Belize, where surprises await around every corner, including underwater. Whether mountain biking through a lush rainforest or snorkeling with the marine life, you’ll experience things you can only imagine… that is, if you haven’t tried a Belize vacation yet. There are plenty of exciting things for cruise ship passengers to do in Belize. Explore the stunning islands and barrier reefs surrounding the cruise port for a day filled with snorkeling and diving adventures.

Carnival Cruise Ship Involved in Rescue After Boat Capsizes - Cruise Hive

Carnival Cruise Ship Involved in Rescue After Boat Capsizes.

Posted: Thu, 18 May 2023 07:00:00 GMT [source]

With over 500 species found in the large coral reef, you are guaranteed to catch something. Enjoy a frozen daiquiri on a beach chair or join in the fun in a game of beach volleyball. Whatever you choose to do at this place, whether to float around in the water, go snorkeling or paddleboard enjoying the spectacular views of the place, you are guaranteed fun. After about an hour on this ride and many photos later, you will return to the boat post. From where you can relax, have a meal before you are taken back to Belize city.

Beach Pass Information

Expect to find ruins in forests, villages, and towns like Caracol, Lamanai and Cerros. Sites such as Altun Ha, Lamanai and Xunantunich are just some of the most popular. There are many more Mayan sites that can be visited when you don’t have time limits.

The following timetable provides valuable information and keeps track of the future cruise shiparrivals from all major cruise lines. Inorder to find out more about the cruise ship itineraries such as ports, dates, and arrival/departuretimes just follow the ship’s link. Whether you’re an adventurer, explorer or simply want to enjoy some relaxing time in a tropical oasis, the time to book your Carnival cruise to Belize is now. Its rainforest, ancient ruins and crystal blue waters are waiting for you. Unlike most ports of call, you won’t be able to access a beach immediately you hit the port. But it will be totally worth it, as the warm clear ocean waters are inviting.

carnival cruise line port in belize

Rent-a-car offices are available, but be aware that local roads are in poor condition. Cruise port's closest international airport is in Ladyville (approx 10 mi / 16 km away). I am the creator of an e-book “Mediterranean Cruise Port Guide“, the most comprehensive guide to 45 Mediterranean cruise ports, & YouTube channel @AdventourBegins. Caye Caulker is a gorgeous, small coral island known for amazing snorkeling, scuba diving, and manatee spotting. Experience the thrill of swimming with nurse sharks at Shark Ray Alley and discover the colorful world of the shallow Coral Garden, one of the best snorkeling sites for inexperienced snorkelers. Very few sites, attractions, and highlights can be adequately explored on your own in Belize for the simple fact that public transportation is far from good.

There will be two large piers each being able to berth two vessels. The location of the new port will be four miles away from Belize City on Stake Bank Island and offer natural deep water access. There is a new state-of-the-art cruise port coming to Belize which will become a popular port of call for cruise ships once it is completed. Port Coral will help solve all the challenges Belize City currently suffers to offer a great cruise passenger experience.

The entire project should be complete at the end of 2021 and if there is a delay it will be in early 2022 instead. This getaway happens at your own pace so be as active, lazy or fun as you want to be. A Belizean buffet style lunch and a full bar means you can take your time, relax and enjoy yourself however you see fit. You’ll feel the exhilaration of ziplining through the rainforest and exploring ancient ceremonial caves within the lush landscapes of Belize. Through mysterious tunnels and the crystallized underworld, you’ll float on a tube through intriguing chambers used by the Mayans hundreds of years ago.

Follow along to see what I think the perfect cruise day in Belize looks like. However, you can expect an average temperature of 79°F any other time. With the exception of November to January, which are the coolest months. If you don’t like a raining vacation, then you should visit Belize between November and April which is the dry season in the country.

Belize City is located in the eponymous district, on the East coast of the country bathed by the Caribbean Sea. Sign up for Caribbean Journal's free newsletter for a daily dose of beaches, hotels, rum and the best Caribbean travel information on the net. Lokono Cove will put Bahamian culture in the spotlight, with local music, sweeping murals painted by Bahamian artists and local bites. Carnival’s Celebration Key will be featuring a retail destination called Lokono Cove, named by Grand Bahamian Deidre Ramhming, who sent in the winning name in an island-wide contest. For any cruises listed, Cruise Critic does not guarantee any specific rates or prices. Cruise Critic is not a booking agent and does not charge any service fees to users of our site.

As exhilarating as Belize might be, there’s always room for relaxation and time to unwind. Fortunately, Carnival guests have excursions available that will provide you some needed downtime in this Caribbean paradise. On the drinks end, visit mojos lounge or any other bar in the town to enjoy frozen daiquiris, margaritas, the local Belikin beer, and rum punch. The fishermen are so cool, that some just rip open the fresh catch and serve you sushi with a sauce right on the trip.

But you can also experience thrilling adventures such as horseback riding, riverboat and airboat tours, hiking, trekking, biking, buggy, and jeep tours. Go scuba diving at any one of the many diving spots located on the 185-mile-long barrier reef in Belize. The reef is the 2nd largest in the world and produces at least 3 of the world’s best diving atolls. They don't use meters, so passengers have to negotiate the price in advance. A popular way of transportation between the city and cruise port is water taxis.

Saturday, April 20, 2024

The Best Caribbean Cruises 2023 With Stops at Rugged Volcanic Islands, Tropical Forests, and Serene Beaches

the caribbean cruise

"I was kind of like, 'Oh God, that's going to be horrible," she told BBC News. This article appears in the May 2024 print edition with the headline “A Meatball at Sea.” When you buy a book using a link on this page, we receive a commission. He tells us he lost $6,000 in the casino the other day. Later, I look him up, and it appears that on land, he’s a financial adviser in a crisp gray suit, probably a pillar of his North Chicago community. Another hot-tub denizen suggests that he should have asked for fentanyl. After a few more drinks, Duck Necklace begins to muse about what it would be like to fall off the ship.

Discovery at SEA

Relax on beaches or shop in bustling markets in The Bahamas. Key West is filled with colorful characters and quirky bars. In Perfect Day at CocoCay, you can whizz down North America’s tallest water slide or chill out in a private Overwater Cabana.

Airplane to Ship Transfer

Scattered like emeralds across the Caribbean Sea, the U.S. Virgin Islands are encircled by gorgeous beaches and teeming coral reefs. Over the course of one day in Key West, you can experience the joie de vie of the southernmost city in the continental United States.

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And with so many complimentary shows and attractions onboard, you can easily fill every sea day without spending a single dollar extra. It’s an age-old question — does the early bird really get the worm, or are there perks to taking a “wait-and-see” approach? If you’re booking a cruise vacation, you’ll find there are benefits to both strategies. Planning ahead is a great way to score big savings, as Royal Caribbean often runs early saver deals to guests booking well in advance. It’s also pretty safe to assume prices usually go up as availability goes down the closer you get to your sail date, so booking ahead is a surefire way to lock in a great rate. That said, booking a cruise at the last minute can also yield some unexpected savings — but only if the itinerary you’re interested in hasn’t sold out yet.

With two sea days, the sailing offers a good mix of onboard shenanigans and port-of-call exploration. Party by the pool or swim with stingrays during your day at Virgin Voyages' Bimini Beach Club. Chill out on a powder-white beach or go waterfall hunting in the jungle in the Dominican Republic. However, some ships sail a Western Caribbean itinerary that's more focused on Central America, with stops in Mexico, Belize and Honduras. These itineraries are great for travelers who are interested in Mayan or Mexican culture in addition to beaches and water sports.

When to book a Caribbean cruise

The Caribbean has a rich culture that extends beyond beach life. Explore colorful streets and colonial-era forts in Old San Juan, and ride the St. Kitts Scenic Railway across verdant countryside with beautiful ocean views. Take a day off from sunbathing and join a horseback riding tour along St. Maarten’s stunning coastline.

the caribbean cruise

Whether you enjoy a cruise line's private beach, a public beach lined with bars or get a day pass to a resort or beach club, you can rarely go wrong with a beach day in the islands. Southern Caribbean cruises tend to attract luxury travelers and repeat cruisers. The islands themselves tend to be more exclusive, with fewer ships visiting on any given day. It's difficult to imagine something more romantic than sailing through the warm waters of the Caribbean, hopping between tropical islands and white-sand beaches from the comfortable luxury of your ship. The line's Dominican Haze five-night itinerary to Bimini, Bahamas and Puerto Plata, Dominican Republic, sails out of Miami on the 2,700-passenger Scarlet Lady.

What's it Like to Sail Marella Discovery in the Caribbean? - Cruise Critic

What's it Like to Sail Marella Discovery in the Caribbean?.

Posted: Mon, 15 Apr 2024 13:35:49 GMT [source]

Drinking next to full-size, nearly naked Americans takes away one’s own self-consciousness. The women are equally un-shy about their sprawling physiques. As I slink back to the ship after my brief jailbreak, the locals stand under umbrellas to gaze at and photograph the boat that towers over their small capital city. The limousines of the prime minister and his lackeys are parked beside the gangway.

the caribbean cruise

Explore Nelson’s Dockyard in Antigua or climb the Pitons in St. Lucia, both UNESCO World Heritage Sites. I also recommend that all passengers bring a passport on their Caribbean sailing. The best time to book a Caribbean cruise is clearly right now!

But the reality of the island is far less humorous than that. This felt as groundbreaking as the first time I dared to address an American in his native tongue, as a child on a bus in Queens (“On my foot you are standing, Mister”). This is a large, multichandeliered room where I attended my safety training (I was shown how to put on a flotation vest; it is a very simple procedure).

The line's 10-day Eastern Caribbean sailing from New York City on Carnival Venezia is a solid choice for budget-minded travelers seeking an affordable Caribbean escape. Passengers can swim with graceful stingrays in Gibbs Cay or tour historic Cockburn Town during a port call in Grand Turk, Turks and Caicos. In Amber Cove, Dominican Republic, you can take an exciting ATV tour through the lush backcountry. Carnival ships sail to the Caribbean from all the major Florida cruise hubs but also from ports as far-flung as New York City; Baltimore; Charleston, South Carolina; Norfolk, Virginia; Mobile, Alabama; New Orleans; and Galveston, Texas.

At the time of publication, prices for the seven-night Eastern Caribbean cruise started from $1,731 per person. Be the first to sail The Caribbean on board Norwegian Prima, our first ship in the new Prima class. Cruise from Galveston, Texas starting and experience incredible ports like Harvest Caye, Belize; Great Stirrup Cay, Norwegian's Private Island; or explore your A-B-C's in Aruba, Bonaire, and Curaçao.

Seriously, you can almost always find a deal on a Caribbean cruise if you're flexible enough with your travel dates and cabin types. Luxury lovers should look at the smaller ships of the Seabourn, Silversea and Regent Seven Seas fleets for opulent accommodations and fine dining while sailing the tropics. Oceania, Azamara and Windstar Cruises are less inclusive, but still high end.

Don't let planning a rejuvenating vacation add more stress to your life. This Caribbean cruise guide gives you the lowdown on everything you need to know to plan the perfect island getaway. Remove the hassle from air travel and give yourself the gift of flexibility, time and a thicker wallet with Princess EZair flights. We negotiate lower rates with the airlines, allow you to modify your flight up to 45 days prior with no penalty and protect you if your flight is late or canceled. From the offseason to the sunniest months to festival season, anytime is the best time to travel to the Caribbean. See the kids’ vlog of their experiences in Camp Discovery and adventures ashore, and watch the parents tackle cruise myths in their vacation recap.

Deciding which beach is your personal favorite is all part of the fun. Curated sailings range from fun-filled 3-night weekend getaways to 12-night journeys where you’ll relish in an in-depth Caribbean escape. Whether you choose the Eastern, Southern, Western Caribbean, or The Bahamas for your vacation, we have the best Caribbean cruises with adventure-filled itineraries to satisfy every island-hopping traveler. On board our Caribbean cruises, you’ll be surrounded by our famous personalized touches that make every Celebrity vacation a special sailing.

Hawthorne's New York Pizza and Bar Ballantyne, Charlotte Menu, Reviews 273, Photos 72

Table Of Content Location Eat & Drink Eater Carolinas All sharing options for: The Crust Pizza It’s not hard to find great versions ...